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Employee Benefits that enhance your workplace
is multiple ways

The Thrive Plan increases employee take-home pay while helping your business save on payroll taxes — all with no changes to your current benefits or systems.

Calculate Your Savings
  • Employer Savings: ~$50/month per W2
  • Increase Net Pay: ~$100/month per Employee
  • Access to 12+ new benefits

How Thrive Works

Powered by Section 125 and SIMRP, Thrive offers a fully compliant way to reduce employer payroll taxes while boosting employee compensation and Wellbeing

For Employees

A pre-tax deduction is applied under Section 125

Taxable income reduced, generating savings

Employee reimbursed through SIMRP

Net pay remains the same or increases

For Employers

FICA liability decreases with each pre-tax deduction

Lower employer FICA tax

Savings are used to cover program costs

Remaining savings go straight to your bottom line (~$600 /
Year per W2)

Give Employees More
Without Spending More

Thrive delivers high-usage benefits that directly increase employee compensation and improve satisfaction.

24/7 Telemedicine & Virtual Care

Spousal & Dependent Coverage

Addiction Recovery Support

Employee Assistance Program (EAP)

Mental Health & Counseling

Couples Counseling

Mayo Clinic Programs

Health Vitals Facial Scan Tool

RX Coverage (No Copays)

Diet & Stress Management Programs

$0 Copays Across All Services

See How It Works

A No-Cost Plan That
Pays You Back

Thrive is fully funded through payroll tax savings — no new line items, no budget approvals needed.

Employer Savings

~$1,100/year per W2 ($90/month)

Employee Net Pay

Stays the Same

Admin Burden

Minimal. 2-4 hours per month.

Setup Time

30–45 Days

Retention Boost

Employees stay longer and feel valued

Culture Impact

Stand out with a modern, people-first benefits package

Onboarding Process

Quick Eligibility
Assessment

We analyze your workforce and provide a clear breakdown of projected savings and benefit eligibility for each employee — so you know exactly what to expect before moving forward.

Payroll Integration & Employee Onboarding

Our team works directly with your payroll provider (50+ supported) to set up Our plans. We also handle all employee onboarding, education, and enrollment — including answering questions and ensuring participation..

Go Live & Start
Saving

Our plans are fully implemented within 30–45 days, delivering immediate tax savings and enhanced employee benefits — with zero ongoing management required.

We Seamlessly Integrate with
50+ Payroll Providers

No disruptions. No admin work. Fully Hands off rollout in 30-45 days.

100% IRS, ACA, HIPAA, and DOL
Compliant

Thrive is built with the same tax and healthcare standards used by Fortune 500 companies — now available for your business.

Based on IRS Sections 125 & 105

ERISA-Compliant Documentation

HIPAA-Secure & Privacy-Centric

Legal Opinion Letters Provided

DOL & ACA Approved Structures

Trusted by Hundreds of CPAs, Auditors, and Legal Teams

Real Results From
Employers Like You

“We launched Thrive across our company of 80 employees and saw instant impact. Our team appreciated the higher take-home pay, and we didn’t have to change a thing with our current setup. It’s rare to find a benefits solution that truly helps both the employer and employees at the same time.”

Josh P.

CEO, Multi-State Services Group

“We launched Thrive across our company of 80 employees and saw instant impact. Our team appreciated the higher take-home pay, and we didn’t have to change a thing with our current setup. It’s rare to find a benefits solution that truly helps both the employer and employees at the same time.”

Josh P.

CEO, Multi-State Services Group

“We launched Thrive across our company of 80 employees and saw instant impact. Our team appreciated the higher take-home pay, and we didn’t have to change a thing with our current setup. It’s rare to find a benefits solution that truly helps both the employer and employees at the same time.”

Josh P.

CEO, Multi-State Services Group

Common Questions
About the
Thrive Plan

What is Thrive+?

Thrive+ is a fully managed, IRS-compliant pre-tax benefits program that helps companies reduce payroll taxes while increasing employee take-home pay and access to wellness benefits — all with zero out-of-pocket costs.

Most employers save around $600 per W-2 employee per year. For example, with 100 qualified employees, that’s approximately $60,000 in annual payroll tax savings.

Yes. On average, employees see a net pay increase of $50–$100 per month, without any cost to them or your company.

No. Thrive+ works alongside your existing benefits and doesn’t require any changes to current insurance plans or provider relationships.

Thrive+ is typically live within 30–45 days. Our team handles the entire process — including payroll coordination, employee onboarding, and compliance.

Absolutely. Thrive+ is fully compliant with IRS Section 125, ACA, HIPAA, and DOL regulations, and includes legal opinion letters from top firms.

There are no setup fees, no admin costs, and no ongoing charges. The program is self-funded entirely through payroll tax savings.

Contact Us

Ready to Boost Benefits & Save on Payroll?

Let’s talk. We’ll show you exactly how much your company can save — with zero disruption and no obligation.

Give Employees More
Without Paying More.

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