Give Employees More Without Paying More.
Add meaningful health and wellness benefits your team actually uses—while reducing your payroll tax spend and making no changes to your existing insurance plan or employee pay.
$0 Copay benefits on everyday care your employees rely on
Unlimited 24/7 virtual care for employees and their families
No out-of-pocket cost to your business—funded through payroll tax savings
Book a 15-minute discovery call
$0 Copay benefits
Reduce your healthcare cost
FICA Tax Savings
Trusted by employers across industries to improve benefits and lower costs.
Benefits for Everyone
Starting today, CEOs, CFOs, and HR leaders can offer enhanced supplemental health benefits that employees love—while lowering FICA payroll tax costs and protecting your bottom line. Our plans are fully managed, plug into your current payroll and benefits setup, and require no new workload for your team.
Revive Plan
A fully managed preventive care plan that strengthens employee benefits, lowers payroll taxes, and reduces long-term healthcare costs—with no disruption to your current insurance and no added expense.
Save up to $1,100/year per W-2
5-10% Reduction in Health Costs
Book a 15-minute discovery call
- 24/7 Telemedicine & Virtual Care
- Coverage: Family Coverage with 12 Annual Care Visits
- Employee Assistance Program (EAP)
- Mental Health & Counseling
- Mayo Clinic Programs
- $0 Copays
- Group Term Life Insurance
- Discounts on Vision, Dental & Prescriptions
- RX Coverage (No Copays)
- In-person Urgent Care
Thrive+ Plan
A fully managed preventive care plan that strengthens employee benefits, lowers payroll taxes, and reduces long-term healthcare costs—with no disruption to your current insurance and no added expense.
Book a 15-minute discovery call
Save up to $680/year per W-2
Increase employee paycheck for $70-100/mo
- 24/7 Telemedicine & Virtual Care
- Spousal & Dependent Coverage
- Employee Assistance Program (EAP)
- Mental Health & Counseling
- Mayo Clinic Programs
- $0 Copays
- Addiction Recovery Support
- Couples Counseling & EAP
- Health Vitals Facial Scan Tool
- Diet & Stress Management Programs
Guaranteed Compliance with
IRS, ACA & HIPAA
Compliance is the foundation of our Section 125 programs—not an afterthought. HealthSphere was built in partnership with leading tax and legal experts to fully align with IRS, ACA, HIPAA, and Department of Labor requirements. Our flexible benefits plan is designed so you can implement with total confidence and zero added risk.
Fully Approved & Licensed
Licensed by the Department of Insurance and approved in all 50 states.
IRS, ACA & DOL Compliant
Structured to meet federal and state tax
and labor guidelines, protecting your business..
Protected by HIPAA Standards
Employee health data is handled with strict privacy and security controls.
Audit-Proof Documentation
We provide all required IRS filings, records, and documentation your auditors expect.
Legal Opinion Letters from Top Firms
Independent legal opinions are continuously maintained to validate plan design.
*Trusted by thousands of employers, CPAs, and auditors—ensuring peace of mind with zero compliance surprises.
Book a 15-minute discovery call
Built for Employers.
Backed by Results.
We help companies enhance benefits, attract and retain talent, and reduce payroll tax expense —without increasing costs or adding admin work. Many employers see up to $1,100 in annual tax savings per eligible W-2 while enhancing their benefits offering from day one.
$0 Out-of-Pocket Cost
No setup fees, no recurring charges. The entire program is funded through payroll tax savings.
Seamless Payroll Integration
Works directly with your existing payroll provider —no manual calculations, no extra HR workload.
Increase in Retention & Satisfaction
Employers report higher employee morale, stronger benefit satisfaction, and improved retention.
Immediate ROI & Full Compliance
Savings begin with the first payroll cycle, with built-in IRS, HIPAA, ACA, and DOL compliance.
Fast, Hassle-Free Implementation
Our team handles onboarding, employee communication, and education—your team reviews and approves.
5–10% Reduction in Healthcare Costs
By shifting select services to our plan, you can reduce healthcare-related expenses without cutting coverage.
Calculate Your Estimated Savings
In under 30 seconds, see how much your company and employees could gain through payroll tax savings and enhanced benefits.
Conservative estimate based on average participation and savings.
Higher estimate based on strong participation and full eligibility.
Want a precise breakdown for your company?
Book a 15-minute discovery call
Onboarding Process
From first conversation to “go live” in as little as 30–45 days—with minimal lift from your team
1
Quick Eligibility Assessment
We analyze your workforce and provide a clear breakdown of projected savings and benefit eligibility—so you know exactly what to expect before moving forward.
2
Payroll Integration & Employee Onboarding
Our team works directly with your payroll provider to configure the plan. We handle employee education, enrollment, and support.
3
Go Live & Start Saving
We analyze your workforce and provide a clear breakdown of projected savings and benefit eligibility—so you know exactly what to expect before moving forward.
We Seamlessly Integrate with 50+ Payroll Providers
No disruptions. No manual work. A fully hands-off rollout in 30–45 days.
What our clients say
HR leaders and executives use HealthSphere to deliver better benefits, protect margins, and simplify compliance—without changing their existing plans.
HealthSphere’s program has saved well over $160,000 this year, and we didn’t have to change our benefits or spend a dime to do it. Everything was handled for us — no admin work, no disruption. It integrated right into payroll, and employees never even noticed a shift, except for the added benefits. Honestly, it’s been one of the most efficient wins we’ve had operationally.”
Mark L.
CEO, Tech Company
My company has about 30 employees. We worked together with Healthsphere to roll out their Thrive plus plan across the team. They walked our admin through the process, handled the documents and were quick to reply. The team didn’t have to do anything extra and we’re now saving a pretty decent amount each month.”
Jonathan L.
CEO, Manufacturing
We weren’t actively searching for a new benefits program, but Thrive felt different. It gave us a way to offer more — real benefits employees use — without changing anything internally. No extra workload for HR, no disruption to payroll. People appreciated the added support, and it made us look like we went above and beyond
Jennifer S.
HR Director, Hospitality Group
HealthSphere’s program has saved well over $160,000 this year, and we didn’t have to change our benefits or spend a dime to do it. Everything was handled for us — no admin work, no disruption. It integrated right into payroll, and employees never even noticed a shift, except for the added benefits. Honestly, it’s been one of the most efficient wins we’ve had operationally.”
Mark L.
CEO, Tech Company
My company has about 30 employees. We worked together with Healthsphere to roll out their Thrive plus plan across the team. They walked our admin through the process, handled the documents and were quick to reply. The team didn’t have to do anything extra and we’re now saving a pretty decent amount each month.”
Jonathan L.
CEO, Manufacturing
We weren’t actively searching for a new benefits program, but Thrive felt different. It gave us a way to offer more — real benefits employees use — without changing anything internally. No extra workload for HR, no disruption to payroll. People appreciated the added support, and it made us look like we went above and beyond
Jennifer S.
HR Director, Hospitality Group
Frequently Asked Questions
What kind of program is this?
This is a fully managed, pre-tax employee benefits solution that helps businesses offer additional health and wellness coverage—while reducing payroll tax expenses. It’s built to work alongside your current benefits plan and doesn’t require any out-of-pocket costs.
How does it save my company money?
The program uses a compliant tax structure to reduce the employer’s payroll tax liability. Most companies save between $600–$1,100 per participating W-2 employee annually—without changing pay or benefits.
Do we need to change our existing insurance or benefits setup?
No. The program is layered on top of your existing health benefits and integrates directly with payroll. There’s no disruption to your current plan or any added complexity for your HR or finance teams.
How long does it take to get started?
Most companies are fully set up within 30–60 days. Our team handles the full implementation process—including employee onboarding, payroll coordination, compliance, and support.
Is this compliant with IRS and healthcare regulations?
Yes. The program is built around IRS Sections 125 and 105, includes 213(d)-qualified benefits, and follows all applicable ACA, HIPAA, and DOL guidelines. It has been reviewed and supported by multiple legal and tax experts.
What’s the difference between the plans you offer?
We offer two pre-vetted plan options with slightly different benefits and savings. One is focused on increasing employee take-home pay, while the other offers more extensive healthcare coverage and higher employer savings. We’ll help you choose the one that fits your business best.
What kind of companies qualify?
Most U.S.-based companies with at least 10 full-time W-2 employees are eligible. The program works across industries, and participation is flexible based on your team's structure.
Book a 15-minute
Discovery Call
Discover How You Can Save $600-$1,100 Per Employee Annually, Reduce Payroll Taxes, and Offer Employees Better Benefits at No Cost.
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Give Employees More. Without Paying More.
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