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Employee Benefits that enhance your workplace
is multiple ways

The Thrive Plan increases employee take-home pay while helping your business save on payroll taxes — all with no changes to your current benefits or systems.

Calculate Your Savings
  • Employer Savings: $1,100/Year
  • 5–10% Reduction in Healthcare Costs Over 36 Months
  • Strengthen Employer Brand & Attract Top Talent
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How Thrive+ Works

Powered by Section 125 and SIMRP, Thrive offers a fully compliant way to reduce employer payroll taxes while boosting employee compensation and Wellbeing

For Employees

  • A pre-tax deduction is applied under Section 125
  • Taxable income is reduced, lowering tax burden
  • Savings are reimbursed tax-free through SIMRP
  • Net pay remains the same

For Employers

  • FICA liability decreases with each pre-tax deduction
  • Lower employer FICA tax
  • A portion covers the Revive program costs
  • Remaining savings = up to $1,100/year per W2 employee

Give Employees More
Without Spending More

Thrive delivers high-usage benefits that directly increase employee compensation and improve satisfaction.

24/7 Telemedicine & Virtual Care

Spousal & Dependent Coverage

Addiction Recovery Support

Employee Assistance Program (EAP)

Mental Health & Counseling

Couples Counseling

Mayo Clinic Programs

Health Vitals Facial Scan Tool

RX Coverage (No Copays)

Diet & Stress Management Programs

$0 Copays Across All Services

See How It Works

A No-Cost Plan That
Pays You Back

Thrive is fully funded through payroll tax savings — no new line items, no budget approvals needed.

Employer Savings

~$1,100/year per W2 ($90/month)

Employee Net Pay

Stays the Same

Admin Burden

Minimal. 2-4 hours per month.

Setup Time

30–45 Days

Retention Benefit

Employees stay longer and feel valued

Culture Impact

Stand out with a modern, people-first benefits package

Onboarding Process

Quick Eligibility
Assessment

We analyze your workforce and provide a clear breakdown of projected savings and benefit eligibility for each employee — so you know exactly what to expect before moving forward.

Payroll Integration & Employee Onboarding

Our team works directly with your payroll provider (50+ supported) to set up Our plans. We also handle all employee onboarding, education, and enrollment — including answering questions and ensuring participation..

Go Live & Start
Saving

Our plans are fully implemented within 30–45 days, delivering immediate tax savings and enhanced employee benefits — with zero ongoing management required.

We Seamlessly Integrate with
50+ Payroll Providers

No disruptions. No admin work. Fully Hands off rollout in 30-45 days.

100% IRS, ACA, HIPAA, and DOL
Compliant

Thrive is built with the same tax and healthcare standards used by Fortune 500 companies — now available for your business.

Based on IRS Sections 125 & 105

ERISA-Compliant Documentation

HIPAA-Secure & Privacy-Centric

Legal Opinion Letters Provided

DOL & ACA Approved Structures

Trusted by Hundreds of CPAs, Auditors, and Legal Teams

Real Results From
Employers Like You

“We launched Thrive across our company of 80 employees and saw instant impact. Our team appreciated the higher take-home pay, and we didn’t have to change a thing with our current setup. It’s rare to find a benefits solution that truly helps both the employer and employees at the same time.”
Josh P.
Josh P.CEO, Multi-State Services Group
My company has about 30 employees. We worked together with Healthsphere to roll out their Thrive plus plan across the team. They walked our admin through the process, handled the documents and were quick to reply. The team didn’t have to do anything extra and we’re now saving a pretty decent amount each month."
Jonathan L.
Jonathan L.CEO, Manufacturing
We weren’t actively searching for a new benefits program, but Thrive felt different. It gave us a way to offer more — real benefits employees use — without changing anything internally. No extra workload for HR, no disruption to payroll. People appreciated the added support, and it made us look like we went above and beyond
Jennifer S.
Jennifer S.HR Director, Hospitality Group

Common Questions About the Thrive+Plan

How does Thrive increase employee take-home pay?

Core360™ is our fully managed pre-tax benefits program that combines a Section 125 Plan with additional IRS-compliant tools to help employers save on payroll taxes while providing extra benefits to employees—at no cost to either side.

Nothing. Thrive is 100% funded through employer-side payroll tax savings. There are no fees or out-of-pocket costs to implement.

No. Employees see no reduction in take-home pay, and in many cases their take-home increases by $100/month. Your current benefit plans, including major medical, remain unchanged.

We handle everything. Setup and integration typically take 30–60 days, with no administrative work required from your team.

Any U.S.-based company with at least 10 full-time W-2 employees that offers health benefits can usually qualify.

Contact Us

Ready to Boost Benefits & Save on Payroll?

Let’s talk. We’ll show you exactly how much your company can save — with zero disruption and no obligation.

Empower Your Business with Tax Savings & Enhanced Employee Benefits.

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