What Are Section 125 Cafeteria Plan Requirements You Must Know Today?

Section 125 Cafeteria

Section 125 cafeteria plans are one of the most important ways to give smarter, more tax-efficient perks to employees. Employers can lower their payroll taxes with these plans, and workers can get benefits before taxes without having their take-home pay go down. However, to unlock these advantages, businesses must navigate specific Section 125 cafeteria plan […]

When Can Employees Change Their Benefits? IRS Section 125 Qualifying

RS Section 125

Understanding when employees can modify their workplace benefits is essential for both employers and staff, mainly when their plans include advanced options like Core360 from Health Sphere. This plan isn’t your typical Section 125 setup. Core360 brings together IRS Section 125, Preventative Care Management Plan (PCMP) and Self-Insured Medical Reimbursement Plan (SIMRP) into a single […]

The Benefits of a Section 125 Flexible Spending Account for Businesses & Employees

Section 125 Flexible Spending Account

In today’s competitive job market, offering robust health benefits isn’t a luxury—it’s a business imperative. But what if you could provide your employees with more while reducing your business’s expenses? That’s precisely what the Core360 program by Health Sphere accomplishes.   Core360 is not a typical Section 125 plan. It uses a Section 125 flexible […]

What Are the Top Financial Benefits of a Section 125 Plan for Your Small Business?

section 125 taxes

Running a small business means every dollar counts. Whether you’re trying to attract top talent, keep your team healthy, or simply reduce overhead, offering smarter benefits can make a huge difference. But what if you could do all that—without spending more or changing your existing benefits? That’s exactly what Health Sphere’s Core360 Plan does. It’s […]

Are You Maximizing Tax Advantages for Your Business with a Section 125 Plan?

section 125 health plan

When it comes to cutting costs, enhancing employee benefits, and staying compliant, employers typically only do the bare minimum of what’s available. What if there were a better, fully compliant alternative to realizing tax benefits, employee wellness benefits, and bottom-line outcomes, at no out-of-pocket expense? That’s exactly what Health Sphere’s Core360 delivers. Let’s break down […]