How Section 125 Plans Help Both Employers and Employees Save on Taxes

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In today’s competitive workplace, it’s no longer enough to offer traditional health benefits. Rising premiums, administrative burdens, and limited tax advantages are leaving employers and employees searching for more. That’s where Core360 by Health Sphere steps in bringing together the power of a Section 125 framework, a fully managed Preventative Care Management Plan (PCMP), and […]

How the IRC Section 125 Flexible Benefit Plan Helps You Cut Taxes Fast

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How the IRC Section 125 Flexible Benefit Plan Helps You Cut Taxes Fast Every employer wants to provide meaningful benefits without increasing costs or dealing with complex compliance issues. But too often, traditional benefits either cut into your bottom line or fail to offer real value to employees. That’s where the IRC Section 125 flexible […]

Which Expenses Qualify Under Section 125 Allowable Expenses?

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Which Expenses Qualify Under Section 125 Allowable Expenses? For employers and HR leaders looking to strengthen their benefits offerings without added cost, understanding Section 125 allowable expenses is key. Even more important is knowing how to maximize those benefits with a solution like Health Sphere’s Core360 plan—a fully compliant, automated program that leverages Section 125 […]

Can a Section 125 Agreement Really Improve Your Employee Benefits Package?

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Can a Section 125 Agreement Really Improve Your Employee Benefits Package? In a time when the quality of employee benefits can make or break your firm’s ability to hire and keep the best people on your team, many business leaders are on a quest for new, balanced, and affordable ways of providing more value to […]

How Employers Can Win Big With Cafeteria Plan Benefits

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How Employers Can Win Big With Cafeteria Plan Benefits The job market’s rising competition forces companies to both acquire superior employees and control increasing operational expenditures. Employers use tax-efficient flexible benefit programs as part of a wider push to deliver stronger compensation packages. A cafeteria plan benefits for employers enable maximum power in benefit administration. These […]

Are You Missing Out on Big Tax Savings Through a Section 125 Pre Tax Plan?

Section 125 tax savings, Section 125 pre tax plan

Are You Missing Out on Big Tax Savings Through a Section 125 Pre Tax Plan? Implementing a Section 125 pre tax plan can unlock transformative savings for employers and employees. Yet too many organizations stick with basic cafeteria plans that offer only modest relief. Health Sphere’s Core360 program leverages Section 125 alongside a fully managed […]

What Are the IRS Guidelines for Section 125 Cafeteria Plan Qualifying Events?

Section 125 qualifying events

Knowledge of qualifying events is paramount for an employer that wants to extend flexible, tax-advantaged benefits through a Section 125 Cafeteria Plan. The IRS has set forth very explicit guidelines for situations during which employees can make mid-year changes to their elections under a cafeteria plan. These are the so-called Section 125 qualifying events, and […]

Are Medical Expenses Part of Section 125 Eligible Expenses?

Section 125 Eligible Expenses

Employee benefits are greatly influenced by Section 125 of the IRS Code, one of the most potent weapons companies can use to enhance financial results, for both the company and the individuals maintaining it operating. Yet, even as more businesses investigate these strategies, a frequent query remains: Are medical costs included in Section 125 eligible […]

Is Your Health Plan as Tax-Efficient as It Could Be?

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Health plans aren’t just about coverage anymore—they’re about cost efficiency, compliance, and employee satisfaction. And for many companies, the big question is: are we maximizing every tax-saving opportunity available? If you’re not leveraging a modern, integrated program like Health Sphere’s Core360, the answer is likely no. Let’s unpack what makes Core360 one of the most […]