Give Employees More Without Paying More.
Provide your team with valuable health and wellness benefits, no changes to your existing plan or employee pay.
- $0 Copay Benefits
- Unlimited 24/7 Virtual care
- No out-of-pocket
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VSL
Benefits for Everyone
Starting today, CEOs, CFOs, and HR managers can offer employees enhanced supplemental health benefits—while reducing their FICA payroll tax costs
Revive Plan
A fully managed preventative care plan that strengthens employee benefits, lowers payroll taxes, and reduces long-term healthcare costs—with no disruption or added expense.
- 24/7 Telemedicine & Virtual Care
- Coverage: Family Coverage with 12 Annual Care Visits
- Employee Assistance Program (EAP)
- Mental Health & Counseling
- Mayo Clinic Programs
- $0 Copays
- Group Term Life Insurance
- Discounts on Vision, Dental & Prescriptions
- RX Coverage (No Copays)
- In-person Urgent Care
Thrive+ Plan
A streamlined, fully managed benefits program that boosts take-home pay and delivers real wellness support—while helping your business save, with no added costs or plan changes.
- 24/7 Telemedicine & Virtual Care
- Spousal & Dependent Coverage
- Employee Assistance Program (EAP)
- Mental Health & Counseling
- Mayo Clinic Programs
- $0 Copays
- Addiction Recovery Support
- Couples Counseling & EAP
- Health Vitals Facial Scan Tool
- Diet & Stress Programs
Built for Employers.
Backed by Results.
We help companies empower their employees, attract top talent, and boost retention—without increasing costs. Our fully managed program delivers up to $1,100 in annual tax savings per W2 while enhancing your benefits experience from day one.
$0 Out-of-Pocket
Cost
No setup fees, no recurring charges. The entire program is funded through payroll tax savings.
Seamless Payroll
Integration
Works directly with your existing payroll system—no disruption or manual work.
30% Increase in Retention &
Satisfaction
Companies that implement this program report significant improvements in employee morale and loyalty.
Immediate ROI & Full
Compliance
Savings start with the first payroll cycle, with built-in IRS, HIPAA, ACA, and DOL compliance.
Fast, Hassle-Free
Implementation
Our team handles everything from onboarding to communication, with minimal lift from your HR or payroll team.
5–10% Reduction in
Healthcare Costs
By shifting select services to our plan, employers can reduce healthcare-related expenses without cutting coverage.
Calculate Your Estimated Savings
Estimate how much your company and employees could benefit in seconds.
Low-End Savings
$50/month
High-End Savings
$90/month
Low-End Savings
$550/Yearly
High-End Savings
$950/Yearly
Calculate Your Estimated Savings
Estimate how much your company and employees could benefit in seconds.
Onboarding Process
We Seamlessly Integrate with
50+ Payroll Providers
No disruptions. No admin work. Fully Hands off rollout in 30-45 days.
Guaranteed Compliance with
IRS, ACA & HIPAA
At Health Sphere, compliance isn’t an afterthought—it’s the foundation of our Section 125 Plans. We’ve worked with top legal and tax experts to ensure full adherence to IRS, ACA, HIPAA, and Department of Labor (DOL) regulations, so you can implement our program with total confidence and zero risk.
Fully Approved &
Licensed
Our plan is licensed by the Department of Insurance and approved in all 50 states.
IRS, ACA & DOL
Compliant
Built to meet all federal and state tax guidelines, ensuring your business is protected.
Protected by HIPAA
Standards
Employee health data is handled with strict privacy and security measures.
Audit-Proof Documentation
We provide all required IRS filings, compliance records, and legal support.
Legal Opinion Letters from Top Firms
We continuously obtain updated legal opinion letters from multiple law firms
Audit-Proof Documentation
We provide all required IRS filings, compliance records, and legal support.
Legal Opinion Letters from Top Firms
We continuously obtain updated legal opinion letters from multiple law firms
*Trusted by thousands of employers, CPAs, and auditors—ensuring peace of mind with zero compliance risk.
What our clients say
HealthSphere’s program has saved well over $160,000 this year, and we didn’t have to change our benefits or spend a dime to do it. Everything was handled for us — no admin work, no disruption. It integrated right into payroll, and employees never even noticed a shift, except for the added benefits. Honestly, it’s been one of the most efficient wins we’ve had operationally.”
Mark L.
CEO, Tech Company
My company has about 30 employees. We worked together with Healthsphere to roll out their Thrive plus plan across the team. They walked our admin through the process, handled the documents and were quick to reply. The team didn’t have to do anything extra and we’re now saving a pretty decent amount each month.”
Jonathan L.
CEO, Manufacturing
We weren’t actively searching for a new benefits program, but Thrive felt different. It gave us a way to offer more — real benefits employees use — without changing anything internally. No extra workload for HR, no disruption to payroll. People appreciated the added support, and it made us look like we went above and beyond
Jennifer S.
HR Director, Hospitality Group
Frequently Asked Questions
What kind of program is this?
Core360™ is our fully managed pre-tax benefits program that combines a Section 125 Plan with additional IRS-compliant tools to help employers save on payroll taxes while providing extra benefits to employees—at no cost to either side.
How does it save my company money?
The program uses a compliant tax structure to reduce the employer’s payroll tax liability. Most companies save between $600–$1,100 per participating W-2 employee annually—without changing pay or benefits.
Do we need to change our existing insurance or benefits setup?
No. Employees see no reduction in take-home pay, and in many cases their take-home increases by $100/month. Your current benefit plans, including major medical, remain unchanged.
How long does it take to get started?
We handle everything. Setup and integration typically take 30–60 days, with no administrative work required from your team.
Is this compliant with IRS and healthcare regulations?
Any U.S.-based company with at least 10 full-time W-2 employees that offers health benefits can usually qualify.
What’s the difference between the plans you offer?
Yes. Our program is built on IRS Code Section 125 and 213(d) compliant benefits. All documentation and compliance testing is included.
What kind of companies qualify?
There is no upfront cost to implement the Core360™ Plan. The program is fully self-funded through tax savings and requires no budget approval.
Book a 15-minute
Discovery Call
Discover How You Can Save $600–$700 Per Employee Annually, Reduce Payroll Taxes, and Offer Employees Better Benefits at No Cost.
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