Terms of Service

Effective Date: January 5th, 2019 .        Last Updated: April 9th, 2025

This Privacy Policy (“Policy”) governs the collection, storage, and use of information and data collected by HealthSphere (“we,” “us,” or “our”) through our website at https://tryhealthsphere.com/ and other communication methods such as email, telephone, SMS, or other digital channels (collectively, “HealthSphere Services”). By accessing and using HealthSphere Services, you confirm that you have read and understand this Policy.

HealthSphere offers information and solutions related to Section 125 Plans, tax savings, and employee benefits programs. Our services aim to assist businesses in implementing cost-saving employee benefits but do not constitute financial, tax, or legal advice. You should consult a qualified professional for specific advice related to your business. Additionally, we connect with a third-party insurance provider to offer the actual premium and insurance plans. HealthSphere assumes no liability for any claims, audits, or lawsuits related to these third-party insurance providers. Any disputes or legal matters regarding the insurance policies must be addressed directly with the respective provider.

2. Eligibility

To use our services, you must be at least 18 years old and have the authority to enter into a binding agreement. By using this site, you represent that you meet these requirements.

3. Use of Website

You agree to use our website only for lawful purposes. You must not:

  • Violate any applicable laws or regulations.
  • Use our website for fraudulent, misleading, or malicious activities.
  • Interfere with the security or functionality of our website.
  • Attempt to gain unauthorized access to our systems or data.

4. Intellectual Property

All content on this website, including text, graphics, logos, and other materials, is owned or licensed by HealthSphere. Unauthorized use, reproduction, or distribution of any content without our written consent is prohibited.

5. Privacy and Communications

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your data. By using our services, you consent to our data practices as outlined in the Privacy Policy. By providing your contact information, you consent to receive communications from us via email, SMS, phone calls, and other digital messaging platforms. We may use these methods to provide updates, marketing communications, and service-related messages. You can opt out of marketing communications at any time.

  • Our website and services are provided “as is” and “as available.” We make no warranties, express or implied, regarding accuracy, completeness, or suitability for any particular purpose.
  • HealthSphere is not responsible for any direct, indirect, incidental, or consequential damages resulting from your use of our website or services.
  • We do not guarantee any specific financial or tax outcomes.
  • HealthSphere is not liable for any claims, audits, or legal disputes arising from the insurance plans or premiums provided by third-party insurance providers.

7. Third-Party Links and Services

Our website may contain links to third-party websites or services. We do not endorse or assume responsibility for any third-party content, policies, or practices. Your interactions with third parties are solely at your own risk.

8. Information Sharing and Retargeting

We may share user data with our partners, affiliates, vendors, and agencies, some of whom may operate overseas. This includes but is not limited to marketing, advertising, and service-related purposes. By using our services, you consent to targeted advertising, retargeting efforts, and the sharing of your data for these purposes.

9. Modification of Terms

We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated "Effective Date." Your continued use of the website after such modifications constitutes acceptance of the revised Terms.

10. Termination

We may terminate or suspend your access to our website at our discretion, without prior notice, if we believe you have violated these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.

12. Contact Us

If you have any questions regarding these Terms, please contact us at:

By using our website and services, you acknowledge that you have read, understood, and agree to these Terms of Service.