More Benefits, Same
Take-Home Pay

Employees deserve access to great benefits without sacrificing their earnings. A Section 125 plan helps employees save money on taxes while unlocking valuable perks that improve their well-being and financial security.

With a Section 125 plan:

 Employees save on taxes without
changing their salary.

Their net take-home pay stays the
same—no reductions.

They gain access to enhanced benefits
that improve their quality of life.

How Employees Save on Taxes

A Section 125 plan allows employees to pay for certain benefits before taxes are deducted, reducing their taxable income. This means they pay less in federal, state, and payroll taxes while still receiving the same salary.

💡 Example:
If an employee earns $50,000 per year and contributes $3,000 pre-tax to their benefits, their taxable income drops to $47,000. This reduces the amount they owe in taxes—leaving more money in their pocket.

Lower taxable income

less money taken out in taxes.

More financial security

without affecting take-home pay.

Tax savings can be used for other financial goals

Types of Benefits Covered​

Employees gain access to a wide range of enhanced benefits, all while keeping their same salary. These include:​

Spousal and dependent coverage enhancements

Expanded family benefits for greater financial protection.

Extra wellness benefits

Holistic health options for overall well-being.

Discounted prescription programs

Lower costs on essential medications.

Vision and dental savings

Reduced expenses for eye care and dental work.

Childcare assistance programs

Financial support for working parents.

24/7 health support lines

Immediate access to medical advice.

Health and wellness coaching

Personalized guidance for healthier living.

Chronic condition support services

Ongoing care for long-term health issues.

Access to telemedicine services

24/7 virtual healthcare access

Mental health and counseling support

Access to therapy and mental wellness resources.

Supplemental accident protection

Extra security for unexpected injuries.

These benefits not only improve employee satisfaction but also provide real financial relief for everyday expenses.

Net Take-Home Pay Stays the Same

Many employees worry that joining a benefits program will reduce their paycheck. With Section 125, their net take-home pay remains unchanged—they just pay for certain benefits before taxes instead of after.

This means employees get more benefits without feeling a financial pinch, making it an easy decision to participate.

Improved Employee Satisfaction
& Retention

Happy employees stay longer. A Section 125 plan boosts job satisfaction by:

Reducing financial stress

Tax savings and benefit enhancements make everyday expenses more manageable.

Providing valuable health and wellness resources

Employees feel supported in their personal and professional lives.

Making benefits more affordable

More employees can access the benefits they need.

Strengthening workplace morale

A well-supported workforce is a more engaged workforce.

💡 Fact: Companies that offer robust benefits see higher employee retention rates and greater workplace satisfaction.

What Employers Are Saying About Our Program

See How It Works for You

Employees deserve benefits that make a real impact. With a Section 125 plan, you can access better healthcare, save on taxes, and improve your financial well-being—without changing your salary.